How To Prepare for a Hurricane like Harvey or Irma

Satellite image of Hurricane Harvey off the coast.So far in 2017, it’s been a bad year for hurricanes. The category 4 Hurricane Harvey started with destructive high winds and devolved into a tropical storm that flooded huge parts of Texas, including much of Houston. Due to preparation, the loss of life has been relativity low, but the property damage could put it up there near Katrina at an initial unofficial estimate of over 70 billion dollars in damages. At the time of this writing, the next US-bound hurricane, Hurricane Irma, has been upgraded to a category 5 (meaning winds over 157 miles per hour). With both of these in mind, it’s time to learn about what to do if you’ve got a hurricane incoming. [Read more…]

Hurricane Season: Flood Preparation and Recovery Tips

Hurricane Season Sign With Stormy BackgroundHurricanes can cause great damage. Last year alone, there were 15 named storms and 7 hurricanes that raised concern. It’s important to ensure you protect yourself, your family, and your home if a hurricane does occur. A hurricane is considered a strong storm that has high winds, heavy rainfall, potential flooding and much more with hurricane season running from June 1st to November 30th. Is your family fully prepared for an unexpected hurricane and what needs to be done following it? Continue reading to find out. [Read more…]

Does Insurance Cover Hail Storms?

Large hailstones held in two hands.Hail forms when a storm’s updrafts are strong enough to move rain droplets above the necessary freezing level. The process creates hailstones that can grow as water droplets latch on to the original stone. Once the stone is too heavy to stay up with an updraft they fall to the ground creating what we know as hailstorms. Hailstorms are usually mild and hailstones do not get larger than the size of a penny. However, in large storms hailstones can become dangerous growing to the size of baseballs. These huge stones have the ability to cause harm to people and can cause large amounts of damage to your property. Anything from holes in the roof of your home to smashed car windows are fair game to the destructive power of hailstorms. Although hailstorms present a problem to many homeowners there are methods to combat them through the help of insurance plans. [Read more…]

Protecting Your Home from Storm Damage

House in bad summer thunderstormFrom floods to falling trees, ensuring that your home is protected during a storm should be at the top of your list as a homeowner. Each year homeowners spend thousands of dollars on repairs that could have been avoided if their homes were protected properly. The number one reason why repairs can be so costly is that homeowners are often not prepared well enough. There’s a famous quote by Benjamin Franklin stating, “By failing to prepare, you are preparing to fail”: when it comes to storm preparation, nothing could closer to the truth. Here are some tips on how to make sure that you will be prepared this upcoming storm season for whatever may come your way! [Read more…]

Protect Your Business from Natural Disasters

Suited man with umbrella behind a storm.According to Business Insider, one in four small businesses hit by a natural disaster never reopens its doors. Disasters such has floods and hurricanes are frightening for anyone touched by them, but only made worse for a business that support the local community. It is important to make sure that your business is protected when disaster strikes. By following these steps you can better prepare your business for the next disaster, whatever it is and whenever it decides to strike. [Read more…]

Top Fourteen Things To Have In Your Car For Winter

Things To Have In Your Car For Winter - TJ Woods - Worcester, MADuring the Holidays, it seems driving becomes a bigger part of your life than normal. You are driving to see friends and family, go on a vacation, or perhaps a work retreat. Of course, everyone else is doing the same things – while the road crews are doing last minute road work – often making for a messy trip. Last but not least, there is the unpredictable weather: freezing rain, sleet, snow, and the occasional nor’easter make driving quite a hazard during wintertime. In order to protect yourself from the dangers of wintertime driving, there are a number of things you should keep in your car in case of emergency. Whether you get caught in a blizzard or a bad accident, keep these things on hand.

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