What Impacts Your Insurance Premium Prices?

Piggy bank on calculator.There are many different factors out there that can affect both residential or commercial policies. Each policy has its own risk factors that individually impact the price of the policy: auto, life, boat, condo, and property insurance to name a few. Today we will be go over three popular insurance policies and what impacts your insurance premium prices with them, so you can better understand the price you are paying. [Read more…]

Benefits of Early Life Insurance

Portrait of a young man.Despite its name, life insurance is often associated with death. It is seen as an end of life precaution, but the benefits of such a policy are more extensive and less expensive if purchased earlier in life. People in their twenties are often not thinking about purchasing a life insurance policy, but by starting young not only do they lock in more attractive rates, they get a resource that not only can support their dependents, but be accessed by themselves in times of need. Learn why the best life insurance is early life insurance. [Read more…]

Changes to Make to Insurance After A Divorce

Spouses having a disagreementEverybody knows how difficult it can be to go through a divorce. The last thing one wants to have to deal with after moths of fighting are the separation of insurance. Some may find this to be an arduous task. And you are right. It is an arduous task if one is not familiar with insurance and how it works. Although, such a task as signing up for separate insurance shouldn’t be so overwhelming. Here are a few tips and tricks to help one navigate through the complex world of insurance after a divorce.  [Read more…]

Why Your Business Needs Pollution and Environmental Liability

clean up Crude oil stainPollution related incidents are often considered limited to events such as the BP Oil Spill of 2010 and the Flint Water Crisis in Michigan this year, but these are not the only environmental accidents that occur. Many small businesses use chemicals that can endanger their customers in high dosages. Accidents are unavoidable for companies, and many of these offenses are accompanied by high costs. Pollution and environmental liability protects businesses from these consequences. [Read more…]

Does Your Business Need Inland Marine Coverage?

When business owners hear of inland marine coverage, they often assume they don’t need it because usually their business has nothing to do with boats or anything marine related. However, modern day inland marine insurance is not just limited to those with seafaring inclinations, but is expanded to cover a wide variety concerns. Some of which will likely affect you.

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Practical Budgeting Tips for Millennials

Practical Budgeting TIps, Insurance, Worcester, MA, Woods Insurance For most people, life in their 20s and early 30s is about experimentation, growth and making mistakes. It’s often when people learn some of their most important life lessons, and it’s no different when it comes to finances. When it comes to future planning, not everyone has it all together. There are many angles to consider, and there is plenty of conflicting information available.  [Read more…]