What Impacts Your Insurance Premium Prices?

Piggy bank on calculator.There are many different factors out there that can affect both residential or commercial policies. Each policy has its own risk factors that individually impact the price of the policy: auto, life, boat, condo, and property insurance to name a few. Today we will be go over three popular insurance policies and what impacts your insurance premium prices with them, so you can better understand the price you are paying. [Read more…]

6 Tips to Avoid Summer Driving Hazards

Summer Time Car TripWe all know that living In New England comes with countless driving hazards in the winter, but did you know there are various summer driving hazards as well? Summer is a time where family and friends go on road trips, spend time together and enjoy the warm weather. Continue reading to learn more about the most common driving hazards to be aware of in the summer. [Read more…]

The Relation Between Risk and Insurance

Man pulling a block out of towerAll insurance, from homeowners insurance for your home to health insurance for your body, is about chance. What is most likely to occur, and how often it can occur. The types of general insurance out there cover what they cover because those are the most likely risks that can occur. The frequency and cost to compensate for the risk explains how much you pay on your insurance premiums. By understanding the relation between risk and insurance, you get a better appreciation of insurance and how to reduce its costs. [Read more…]

Driving Safety: Defensive Driving Basics

Cars in Side MirrorMassachusetts is a state with an infamous reputation when it comes to our drivers. Angry honking and aggressive driving are hallmarks of any morning or evening commute. In Worcester, our own Kelly Square has such a reputation you can buy bumper stickers that say “I Survived Kelly Square”. For some, all of this is a point of pride, but for many others it can be a source of anxiety. Regardless if you’re looking to drive more defensively to avoid accidents, tickets, lowering your insurance, as part of driver rehabilitation, or just for the added safety, it’s time to learn the basics. [Read more…]

Car Safety: The Right Child Seat

Child Seat in CarAutomobile safety is a big concern in America. There are lots of factors that come into consideration: weather, animals, and other drivers on the road. So with all of these factors it is important to know how to keep you and your passengers safe in the vehicle. Children especially need to be taken care of because at a young age they need more protection in the car. A good way to keep your child safe is to know how to properly use a car seat and make sure you have your child in the age-appropriate seat. [Read more…]

4 Back-to-School Driving Tips for a Safe Ride

Mother and daughter in carBack to school means a lot of thing to a lot of different people, but for drivers it means more time on a suddenly congested road. Regardless if you’re a young driver with their first car at high school, a student packing up the car to head back to college, or a parent navigating the chaos that is school and city traffic: it’s time to drive safe. The Property Casualty Insurers of America have released some great tips for the season of back-to-school driving, and we thought we’d share the best with you. [Read more…]