3 Ways You Can Lower Your Motorcycle Premium

3 Ways You Can Lower Your Motorcycle PremiumInsurance can get expensive, but did you know motorcycle safety, belonging in an association, and the right bike can help lower the price of your motorcycle premium? There are many factors that play a role in determining your insurance costs. Here are a few ways you can lower your premium. [Read more…]

Guide to Homeowner’s Insurance for First Time Buyers

Guide to Homeowner’s Insurance for First Time BuyersCongratulations, you’ve officially bought your first house! Now you must be wondering what comes next—how about insuring your beautiful new home? Being one of your most valuable personal possessions, your home is a very important place and protecting it is crucial. Without homeowner’s insurance, if something was to happen to your house that causes considerable damage—you could be in trouble because of the costs. With insurance, you can mitigate some of these costs and it can help you save large sums of money in the long run. Getting your home insured is in your best interest and is one of the first purchases you should make along with your home. [Read more…]

How Additional Landscaping Can Affect Your Insurance

How Additional Landscaping Can Affect Your InsuranceEveryone’s dream is to have a yard full of beautiful landscaping for their entire community to see and enjoy every day. But have you ever thought of insuring your landscaping? Most homeowner’s insurance policies have limited and basic coverage for your additional landscaping projects. Many companies will limit the amount they are willing to spend on the landscaping efforts and the risks that arise. If you want to protect your beautiful yard, you should consider investing in the right policy after new landscaping projects. [Read more…]

Why You Should Take a Motorcycle Safety Course

Why You Should Take a Motorcycle Safety CourseNow that the summer has finally arrived, many motorcycle enthusiasts are hitting the road for group riding sessions and rallies. You know that many of the factors that affect your motorcycle insurance rates are similar to your car insurance: your age, type of vehicle, and driving history all affect your premiums. One common way of lowering your insurance rates is by taking a motorcycle safety course. See how these courses can benefit you in more ways than one. [Read more…]

Boat and Personal Watercraft Insurance: What’s Covered

BBoat and Personal Watercraft Insurance What's Coveredoats and personal watercrafts continue to fill the oceans and lakes all around the region. Just like your homes and automobiles, owners need to make sure they have boat and personal watercraft insurance to protect themselves and others from any liability or damages that may occur due to an accident. [Read more…]

Permanent vs. Term Life Insurance: Which Policy To Choose?

Permanent vs Term life InsuranceWhen considering the right life insurance policy for you, there are a lot of things that should factor into your decision including age, health, finances, etc. The two major types that are offered are permanent and term life insurance, both of which include benefits and drawbacks that should be discussed thoroughly before choosing your policy. In this article, we will touch on what each policy can do for you and how it can affect your family. [Read more…]